The Boogie Man: Gun Control

James/ May 17, 2016/ Gun Control, Guns, NRA, Sandy Hook, Violence/ 0 comments

I recently watched Under the Gun at the request of my beautiful wife.  I typically avoid watching things like this because it just upsets me so much.  My one and only fear is losing one of my daughters and films like this remind me just how terribly random violence, specifically with gun, can be.  Further, it makes me so angry

Read More

Gamification of finances

James/ April 15, 2016/ Debt, Finances, Gamification, Goals, Learning/ 0 comments

I am a big fan of gamification.  FitBit has done it with physical fitness.  Tripadvisor has done it with reviews.  I’m sure there are other examples, but these are the best known.  I have often thought it would be a great idea for personal finances.  Something like but as you add goals you get badges for reaching those goals.

Read More

Wealth Building Tools

James/ April 15, 2016/ Budget, Credit, Debt, Expenses, Finances, Financial Independence, Income, Personal Wealth/ 0 comments

To start getting our of debt, you need to know just how deep in the hole you are.  I use to track my personal finances and keep a loose budget.  It also calculates your total assets, liabilities and net worth.  I wanted something more though.  If you know anything about getting out of debt, you’re familiar with the “debt snowball”

Read More

How did we get here?

James/ April 14, 2016/ Debt, Finances, Financial Independence/ 0 comments

One important aspect of getting out of a pickle in knowing how you got there in the first place.  Generally when people come into a lot of money (inheritance, lottery, bonus, etc) it leaves their wallet as fast as it got there.  Why?  The reason is they never learned to manage their money.  That’s why they were in debt and

Read More

The M.O.N.E.Y. show interview with J.D. Roth

James/ April 13, 2016/ Debt, Finances, Financial Independence, Inspiration, JD Roth, MONEY Show/ 0 comments

This was one of my favorite episodes of the MONEY Show.  JD Roth is the founder and former owner of Get Rich Slowly blog.  He now runs a blog called Money Bo$$ and travels the country with his girlfriend in an RV.  I like hearing stories about how people dig themselves out of a hole whether that’s a financial, health related,

Read More


James/ April 3, 2016/ Uncategorized/ 0 comments

I’d rather have the ability to live in the Caribbean than collect 9% per dollar. Books and a hammock sound way better than some of the alternatives.


James/ April 2, 2016/ Bonanza, Craigslist, Dreams, Life Goals, Selling, Stress/ 0 comments

The last few nights I have been having travel dreams.  Not happy travel dreams, literal dreams about me trying to get from point A to B.  In the dreams I am encountering lots of obstacles and running late, etc.  I have also been thinking a lot about my personal life goals.  Wanting to save more, get out of debt, create

Read More